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Payday Super due date calculator

Super for a regular payday must reach the fund within 7 business days, skipping weekends and any public holiday that covers a whole state or territory. Wages paid on Thursday 30 July 2026, for example, are due by Tuesday 11 August 2026.

Reviewed 18 October 2026

Enter the payday and the type of payment, and the calculator returns the date the employee's fund needs to receive the contribution. It counts business days the way the ATO does, using public holidays published by every state and territory.

General information only, not legal or tax advice. Check the current rules against the source before relying on this. Reviewed 18 October 2026.

How it works

The payday is day 0, which the ATO calls the QE day. The calculator counts forward from the next day and skips:

  • Saturdays and Sundays
  • any day that is a public holiday for the whole of any Australian state or territory, even if the employer does not operate there

A holiday that covers only part of a state or territory is counted as a business day. The ATO's example is Royal Hobart Show Day.

Payment typeBusiness days countedCounted from
Regular payday7The payday
First contribution for a new employee, a new fund, or a rehired worker20The payday
Out-of-cycle payment (bonus, commission, allowance, back pay, payment in advance)7The next regular payday

The ATO's own example checks the method. Wages paid on Thursday 30 July 2026 are due on Tuesday 11 August 2026, because Picnic Day in the Northern Territory on Monday 3 August 2026 is not a business day.

Holidays the calculator uses

The holiday list runs from 1 July 2026. It is confirmed for every state and territory to 31 December 2027. NSW and Western Australia had not published 2028 dates when this was checked, so dates from January to June 2028 use the six jurisdictions that have, and a NSW-only or WA-only holiday could be missing.

Days not counted as holidays include Tasmania's Easter Tuesday (Tasmanian Public Service only), the Royal Queensland Show day in Brisbane, Tasmanian and NT regional show days, the NSW Bank Holiday, and local substitute days.

Caveats

  • The test is receipt by the fund, with the details needed to allocate it. Allow for clearing house and bank processing time.
  • Part-day holidays on Christmas Eve and New Year's Eve in Queensland, South Australia and the Northern Territory are counted as business days. The ATO has not said how they are treated, and this gives the earlier date.
  • Victoria's Friday before the AFL Grand Final for 2027 and 2028 is added only once the Victorian Government publishes it. Melbourne Cup Day is treated as a whole-of-state holiday, but non-metropolitan councils can substitute a local day; if a due date depends on it, pay a day earlier. The same applies to WA King's Birthday on 28 September 2026, which Karratha and Port Hedland observe on 3 August instead.
  • The calculator does not apply the bunching rule or exceptional circumstances determinations. Where a longer due date overlaps the next payday's due date, the ATO says the later date applies to both.
  • Holiday dates can change if a government declares an extra day. Check the source pages before relying on a date close to the deadline.

For the full rules, read the Payday Super guide. For a client review, use the Payday Super checklist.

Questions

Do public holidays in other states affect my Payday Super due date?

Yes. The ATO excludes any public holiday that covers the whole of any state or territory, even one the employer does not operate in.

Do regional show days count?

No. A holiday in only part of a state or territory is still a business day, such as Royal Hobart Show Day or the Brisbane Ekka holiday.

How far ahead does the calculator go?

Holiday data is confirmed for all states and territories to 31 December 2027. January to June 2028 is listed for the six jurisdictions that had published dates by 18 October 2026.

Sources

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