# Nagaris

> Nagaris is a practice platform for Australian accounting firms. It puts proposals, AML/CTF checks, e-signing, client queries, phones, SMS, meeting notes, team chat, job tracking and document search on one client file, with Ask Nagaris, an AI assistant, working across all of it. Client data is stored in Australia (AWS Sydney).

## Product

- [Ask Nagaris](https://nagaris.com/ask-nagaris): Ask Nagaris knows your clients, jobs, timesheets, emails and documents. Ask in plain English, hand it the work, and approve every change.
- [Ask Nagaris skills](https://nagaris.com/ask-nagaris-skills): Every built-in Ask Nagaris skill for Australian accounting firms, from Division 7A and FBT to BAS checks, state duty and award audits.
- [Engagement Letter Software for Accountants (2026)](https://nagaris.com/group-proposals): Engagement letter and proposal software for Australian accountants: APES 305, TPB section 45, family groups on one letter, and a buyer's checklist.
- [Client Onboarding Software for Accountants (2026)](https://nagaris.com/client-onboarding-software): Accounting client onboarding software: TPB ID rules, AML onboarding, engagement and payment in one flow. Buyer's checklist and a worked Australian example.
- [AML/CTF Software for Accountants](https://nagaris.com/aml-ctf-software): What AML software for accounting firms must do under Tranche 2: CDD, beneficial owners, PEP and sanctions, risk ratings, reviews, records. Checklist.
- [E-signature for accountants](https://nagaris.com/e-signatures): Send any PDF for signing. Signers open a link on their phone, with no account or app, and the signed copy files itself with an audit certificate.
- [Workflow and job tracking for accounting firms](https://nagaris.com/workflow): One Services list for every client, service and period: who it's waiting on, and whether it's billed and paid. Unbilled work found for you.
- [BAS workpaper software for Xero clients](https://nagaris.com/bas-workpapers): A full, reviewer-ready BAS workpaper drafted and checked for each Xero file. Every label traced to transactions. $15 a BAS.
- [Client queries by SMS and email, no portal login](https://nagaris.com/client-queries): Send clients the questions you need answered. They tap a link, answer on their phone, upload photos, and answers file on the client and the workpaper.
- [Direct Debit for Accountants](https://nagaris.com/payments): Direct debit for Australian accounting firms: capture payment at signing, charge on completion or monthly, matched to the invoice. 1% + 30c, capped at $5.
- [Phone System for Accounting Firms](https://nagaris.com/nagaris-phone): Nagaris Phone puts your firm's calls inside the practice platform. Keep your numbers, AI receptionist, call recording and notes. From $59 a user.
- [SMS for Accountants](https://nagaris.com/shared-sms): Text clients from your firm's own number. Replies land on the client file where the whole team can see them. 9 cents a text, no SMS plans.
- [AI Meeting Notes for Accountants](https://nagaris.com/meeting-notes): AI notetaker for Australian accountants: notes, actions and recording filed on the client. Recording consent by state, TPB file notes. $3 a meeting hour.
- [Document Search for Accounting Firms](https://nagaris.com/document-search): Find any client document by what it says, even a scan saved as scan.pdf. Nagaris reads every page, knows accounting terms and searches SharePoint.
- [Team Chat for Accounting Firms](https://nagaris.com/client-rooms): Team chat built into your practice: a room for every client, a channel for every team, and Ask Nagaris in every room. Conversations filed on the client.
- [Timesheet Software for Accountants](https://nagaris.com/time-tracker): Nagaris Time Tracker drafts each person's day from their desktop, email and calendar. They check it and approve it. Nothing new to type.
- [WIP Reporting for Accounting Firms](https://nagaris.com/firm-reports): Ask for WIP, lock-up, debtors, fees and jobs over budget in plain English and get the chart in seconds. Save it to a dashboard that stays up to date.
- [Client Retention for Accounting Firms](https://nagaris.com/nagaris-score): Nagaris Score weighs contact, billing, payments and email tone for every client group, gives one score, and recommends how to fix the relationship.

## Research

- [Nagaris AI Accounting Index](https://nagaris.com/ai-accounting-index): 22 AI model setups tested on 112 Australian accounting questions for accuracy, cost and speed.

## Guides

- [Tranche 2 AML for Accountants](https://nagaris.com/tranche-2-aml-guide): AML/CTF Tranche 2 for accountants: which services are caught, AUSTRAC enrolment, CDD, reporting, penalties, plus two worked family group examples.
- [Client onboarding for Australian accounting firms](https://nagaris.com/client-onboarding-guide): How Australian accounting firms onboard new clients and family groups: clearance, TPB proof of identity, APES 305, AML/CTF, TFNs, ATO and ASIC authority.
- [APES 305 Engagement Letters](https://nagaris.com/engagement-letters-guide): APES 305 (2024 version, in force from 1 Jan 2025) explained for accountants in public practice, plus TPB Code s45 and AML rules. Free templates.
- [Payday Super Due Dates 2026](https://nagaris.com/payday-super-guide): When is super due under Payday Super? Due dates for every payday Sep to Dec 2026, Melbourne Cup and Christmas, the SG charge and the ATO's year 1 approach.
- [AI for Accountants in Australia](https://nagaris.com/ai-for-accounting-firms): How Australian accountants can use AI in 2026: TPB, OAIC and APES 110 rules, use cases, an AI policy checklist, client consent wording, data sovereignty.
- [Pricing Accounting Services in Australia](https://nagaris.com/pricing-accounting-services): Pricing accounting work in Australia: fixed fees, time, value pricing, family groups, scope, rollovers, payment terms and GST under APES 305 and 110.
- [Xero Practice Manager Alternative](https://nagaris.com/choosing-practice-management-software): Moving off XPM? A 2026 guide for Australian accounting firms: what to look for, a migration plan, vendor questions, a cost worksheet and red flags.
- [ATO Client-to-Agent Linking for Individuals (2027 Guide)](https://nagaris.com/ato-client-nomination-guide): How tax agents add clients to the ATO client list now and from November 2027, with the pilot dates, TPB ID rules, a step plan and client message templates.

## Tax guides and calculators

- [Division 7A Guide](https://nagaris.com/division-7a-guide): Division 7A for accountants: deemed dividends, s 109N loan agreements, minimum yearly repayments, the 8.77% 2026-27 rate, Bendel and worked examples.
- [Division 7A Calculator](https://nagaris.com/division-7a-calculator): Work out the Division 7A minimum yearly repayment for a 7 or 25-year complying loan, with benchmark rates to 2026-27 (8.77%), interest and closing balance.
- [Super Guarantee Charge Calculator (SGC) 2026-27](https://nagaris.com/super-guarantee-charge-calculator): Estimate the SG charge for late super: quarterly rules to 30 June 2026 and Payday Super from 1 July 2026, with GIC notional earnings and the ATO uplift.
- [Redundancy Tax Calculator](https://nagaris.com/termination-payment-tax-calculator): Work out the tax-free genuine redundancy amount, ETP caps and withholding, and unused annual and long service leave tax for 2023-24 to 2026-27.
- [FBT Rates 2026-27 and FBT Year Dates](https://nagaris.com/fbt-guide): FBT rates, gross-up, car statutory formula, EV and plug-in hybrid exemption, utes, parking, entertainment, minor benefits and due dates for 2026-27.
- [FBT car calculator](https://nagaris.com/fbt-car-calculator): Work out the taxable value and FBT on a car under the statutory formula for 2025-26 or 2026-27, and check the electric car exemption conditions.
- [CGT small business concessions guide (2026-27)](https://nagaris.com/cgt-small-business-concessions): The basic conditions, the four small business CGT concessions, the order they apply and the 2026-27 CGT cap, with worked examples and a checklist.
- [Family Trust Election, IEE and FTDT Explained (2026)](https://nagaris.com/family-trust-election-guide): How family trust and interposed entity elections work, who is in the family group, when to elect, FTDT at 47% and the ATO GIC remission offer.
- [Non-Commercial Losses Guide](https://nagaris.com/non-commercial-losses-guide): When an individual can offset a business loss against other income: the $250,000 income requirement, the four tests, the $40,000 exception and deferral.
- [GST on Property](https://nagaris.com/gst-on-property-guide): When property sales attract GST: new residential premises, going concerns, farmland, the margin scheme and GST withholding at settlement, with examples.
- [NSW Land Tax and Stamp Duty Calculator 2026](https://nagaris.com/stamp-duty-land-tax-nsw): NSW land tax and transfer duty calculators for 2026, with thresholds, special trust and foreign surcharges, worked examples and the concessions to check.
- [Victorian Stamp Duty and Land Tax Calculator 2026](https://nagaris.com/stamp-duty-land-tax-vic): Victorian land transfer duty and 2026 land tax calculators for accountants, with trust surcharge, FPAD, absentee owner surcharge, VRLT and WGT.
- [QLD Stamp Duty and Land Tax Calculator 2026-27](https://nagaris.com/stamp-duty-land-tax-qld): Queensland transfer duty, home and first home concessions, AFAD and 2026-27 land tax calculators for accountants, checked against QRO rates.
- [WA Stamp Duty and Land Tax Calculator 2026-27](https://nagaris.com/stamp-duty-land-tax-wa): WA transfer duty, first home owner rates from 7 May 2026, 7% foreign transfer duty and 2026-27 land tax and MRIT calculators for accountants.
- [SA Stamp Duty and Land Tax Calculator 2026-27](https://nagaris.com/stamp-duty-land-tax-sa): South Australian stamp duty, first home buyer relief, 7% foreign ownership surcharge and 2026-27 general and trust land tax calculators for accountants.
- [Business Days Calculator Australia](https://nagaris.com/business-days-calculator): Add or count business days between dates in Australia, skipping weekends and public holidays in any state (ATO Payday Super rule) or in one state.
- [PCG 2021/4](https://nagaris.com/professional-firm-profits-pcg-2021-4): PCG 2021/4 explained: gateways, the three risk factors and scores, green, amber and red zones, the end of transition, ATO examples and a scorer.
- [How to Object to an ATO Decision](https://nagaris.com/ato-objection-guide): Objecting to an ATO decision under Part IVC: what you can object to, 2 and 4 year time limits, late objections, ART and Federal Court, deadline checker.

## Templates and tools

- [Fixed Fee Pricing Calculator for Accountants (2026)](https://nagaris.com/fixed-fee-pricing-calculator): Price tax returns, BAS, SMSFs and family groups as fixed fees from your own hourly rate or margin. Annual total, GST, monthly instalments and effective rate.
- [New Client Information Sheet for Accountants (2026)](https://nagaris.com/new-client-information-sheet): Free new client information form for Australian accounting and bookkeeping firms: trusts, SMSFs, companies, TFN notice, AML/CTF CDD and privacy notice.
- [Super Due Dates 2026-27 Calculator (Payday Super)](https://nagaris.com/payday-super-due-date-calculator): Super due dates for every payday in 2026-27. 7 business days after payday, 20 for new employees. Nov 2026 to Feb 2027 table, holidays counted.
- [Engagement Letter Template Australia 2026 (APES 305)](https://nagaris.com/engagement-letter-template): Free Australian tax return engagement letter template for accountants in public practice: APES 305 (2024) and TPB Code s45 clauses, with sources. Oct 2026.
- [Family Group Engagement Letter Template (APES 305)](https://nagaris.com/family-group-engagement-letter-template): One engagement letter for a family group: individuals, discretionary trust, company and SMSF, with entity, services and fee split schedules.
- [Bookkeeping Engagement Letter Template Australia (2026)](https://nagaris.com/bookkeeping-engagement-letter-template): Free bookkeeper and BAS agent engagement letter for Australia: TPB Code s45, APES 305, payroll and STP, bank access, AML and privacy. Updated Oct 2026.
- [Professional Clearance Letter Template (APES 110 s320)](https://nagaris.com/professional-clearance-letter-template): Original professional clearance request, client authority and reply templates for Australian accountants, based on APES 110 section 320.
- [Tranche 2 AML Checklist for Accountants (Oct 2026)](https://nagaris.com/tranche-2-readiness-checklist): Tranche 2 started 1 July 2026 and AUSTRAC is now issuing fines. Tick-box AML/CTF compliance checklist for accounting firms, with every deadline sourced.
- [AML Customer Due Diligence Checklist for Accountants 2026](https://nagaris.com/customer-due-diligence-checklist): AML/CTF customer due diligence checklist for Australian accountants: individuals, companies, trusts, PEPs, sanctions, ECDD and records. Updated Oct 2026.
- [Accounting Client Onboarding Checklist (Australia 2026)](https://nagaris.com/new-client-checklist): New client onboarding checklist for Australian accounting firms: clearance, TPB ID, AML/CTF CDD, APES 305 engagement, TFNs, ATO and ASIC links. Oct 2026.
- [Client request email and SMS templates](https://nagaris.com/client-request-message-templates): Friendly email and SMS templates for accountants requesting documents, ID checks, signatures, TFNs and overdue items, written with the Spam Act in mind.
- [Tax Return Checklist 2026 Australia (2025-26 Year)](https://nagaris.com/tax-return-checklist): Free 2025-26 tax return checklist for Australians: income, every deduction, WFH 70c/hr, car 88c/km, MLS, HELP, CGT, crypto and 31 Oct due dates.
- [EOFY Checklist for Business Clients 2026](https://nagaris.com/eofy-checklist-business-clients): 30 June 2026 checklist for companies, trusts and sole traders: bad debts, prepayments, $20,000 write-off, super timing, Division 7A, STP and TPAR.
- [Trust Distribution Resolutions Checklist 2026](https://nagaris.com/trust-distribution-checklist): Trustee resolutions by 30 June, streaming by 31 August, section 100A (TR 2022/4, PCG 2022/2), Bendel, TFN reporting, worked example and sample minutes.
- [BAS Preparation Checklist 2026-27 with Due Dates](https://nagaris.com/bas-preparation-checklist): BAS preparation and review checklist: GST, PAYG withholding and instalments, FBT, fuel tax credits, reconciliations, common errors and 2026-27 due dates.
- [Payday Super Checklist 2026 for Employers and Advisers](https://nagaris.com/payday-super-checklist): A free Payday Super checklist: payroll set-up, QE mapping, 7 business day payments, new starters, Christmas pay runs, STP, SG charge and PCG 2026/1 risk.

## Company

- Pricing: https://nagaris.com/#pricing
- Product login: https://app.nagaris.com
- Operated by Client Core Pty Ltd, Australia